?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.relation=http%3A%2F%2Frepository.uhamka.ac.id%2Fid%2Feprint%2F55450%2F&rft.title=Hak+Cipta+Sistem+Klasifikasi+dan+Rekomendasi+Perilaku+Konsumtif+Pengguna+E-Wallet+dan+Paylater&rft.creator=Atiqah+Meutia+Hilda%2C+AMH&rft.subject=Z719+Libraries+(General)&rft.publisher=Universitas+Muhammadiyah+Prof.+Dr.+Hamka&rft.type=Other&rft.type=NonPeerReviewed&rft.format=text&rft.language=en&rft.identifier=http%3A%2F%2Frepository.uhamka.ac.id%2Fid%2Feprint%2F55450%2F1%2FHKI_E-Wallet%2520dan%2520Paylater%2520TA%2520Genap%25202025_2026.pdf&rft.identifier=++Atiqah+Meutia+Hilda%2C+AMH+++Hak+Cipta+Sistem+Klasifikasi+dan+Rekomendasi+Perilaku+Konsumtif+Pengguna+E-Wallet+dan+Paylater.++Universitas+Muhammadiyah+Prof.+Dr.+Hamka.++++(Unpublished)++