@article{repository45538,
       publisher = {UIN JAKARTA},
         journal = {Disruption or Catalyst? Foreign Banks' Impact on Competition in Indonesia's Islamic-Conventional Banking Ecosystem},
           title = {Disruption or Catalyst? Foreign Banks' Impact on Competition in Indonesia's Islamic-Conventional Banking Ecosystem},
             url = {https://journal.uinjkt.ac.id/index.php/etikonomi/article/view/36338/pdf},
            issn = {2461-0771},
          author = {Maharani, Novita Kusuma}
}