@misc{repository44168,
       publisher = {IIUM Institute of Islamic Banking and Finance (IIiBF)},
           title = {Certificate of Proficiency in Financial Accounting Standards (CPFAS)},
             url = {http://repository.uhamka.ac.id/id/eprint/44168/},
          author = {Ummu Salma AL Azizah, Ummu}
}