@misc{repository40076,
           title = {Klarifikasi terkait kesalahan spelling dan hasil review: Impact of intellectual capital on financial performance: panel evidence from banking industry in Indonesia},
       publisher = {the Bulgarian Academy of Sciences},
             url = {http://repository.uhamka.ac.id/id/eprint/40076/},
          author = {Al Azizah, Ummu Salma}
}