@misc{repository40075,
           title = {Klarifikasi terkait hasil cek turnitin artikel: Impact of intellectual capital on financial performance: panel evidence from banking industry in Indonesia},
       publisher = {UHAMKA},
             url = {http://repository.uhamka.ac.id/id/eprint/40075/},
          author = {AL Azizah, Ummu Salma}
}