?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Sukarno%2C+Dyah+Ayu+Agustina&rft.aufirst=Dyah+Ayu+Agustina&rft.aulast=Sukarno&rft.date=8+July+2023&rft.inst=Universitas+Muhammadiyah+Prof.Dr.Hamka&rft.degree=Bachelor&rft.title=Pengaruh+Ease+Of+Use%2C+Usefulness%2C+Innovatiness%2C+Intrinsic+Motivation%2C+Perceived+Risk+Dan+Optimism+Terhadap+Fenomena+Cashless+Society+Pada+Generasi+Z+Di+Dki+Jakarta