eprintid: 30003
rev_number: 7
eprint_status: archive
userid: 3857
dir: disk0/00/03/00/03
datestamp: 2023-11-08 02:19:56
lastmod: 2023-11-08 02:19:56
status_changed: 2023-11-08 02:19:56
type: thesis
metadata_visibility: show
creators_name: Sholihat, Nurunnisa
title: Pengaruh Financial Literacy Dan Financial Inclusion Terhadap Personal Finance Pada Generasi Z Di Wilayah Kabupaten Bogor
ispublished: pub
subjects: HG
divisions: Manajemen
abstract: Penelitian ini bertujuan untuk mengetahui bagaimana hubungan antara Financial Literacy dan Financial Inclusion dengan Personal Finance pada Generasi Z di wilayah Kabupaten Bogor.
Penelitian ini merupakan jenis penelitian yang menggunakan pendekatan deskriptif kuantitatif dengan data primer. Pengambilan sampel menggunakan teknik purposive sampling. Sampel dalam penelitian ini adalah Generasi Z (yang lahir tahun 1997-2012) dan berdomisili di Kabupaten Bogor, dengan menyebarkan kuesioner kepada 252 sampel responden. Teknik analisis data yang digunakan dalam penelitian ini adalah metode Structural Equation Modeling (SEM) dengan menggunakan aplikasi software SmartPLS 4.0. Hasil penelitian ini menunjukkan bahwasannya variabel Financial Literacy berpengaruh positif signifikan terhadap Personal Finance, dan variabel Financial Inclusion berpengaruh positif signifikan terhadap Personal Finance
date: 2023-07-08
date_type: completed
full_text_status: public
institution: Universitas Muhammadiyah Prof.Dr.Hamka
department: Fakultas Ekonomi dan Bisnis
thesis_type: bachelor
thesis_name: bphil
referencetext: Abdullah, M. (2015). Metodologi Penelitian Kuantitatif. Aswaja Pressindo.
Adhitya Ananda, N. (2020). Financial Literacy Affects Financial Behavior Through Financial Attitude as an Intervening Variable. In International Journal of Innovative Science and Research Technology (Vol. 5). www.ijisrt.com
Alwi, Idrus. Kriteria Empirik Dalam Menentukan Ukuran Sampel Pada Pengujian Hipotesis Statistika Dan Analisis Butir.
Badan Pusat Statistik (BPS). (2021). Hasil Sensus Penduduk 2020.
Badan Pusat Statistik (BPS). (2023). Tenaga Kerja.
Badan Pusat Statistik (BPS) Kabupaten Bogor. (2021). Luas Wilayah Kabupaten Bogor (KM2), 2016-2021.
Candiya Bongomin, G. O., Munene, J. C., Ntayi, J. M., & Malinga, C. A. (2017). Financial literacy in emerging economies: Do all components matter for financial inclusion of poor households in rural Uganda? Managerial Finance, 43(12), 1310–1331. https://doi.org/10.1108/MF-04-2017-0117
D. P, Joshi. (2014). Strategy Adopted for Financial Inclusion. Speech during Workshop of Government of Madhya Pradesh, New Delhi, Government of India, January 2014.
D. P. S, Ari. (2013). Pengaruh Technology Acceptance Model dan Pengembangannya Dalam Perilaku Menggunakan Core Banking System. Jurnal Keuangan Dan Perbankan, 2.
Davis, Daffa Rialdo. (2022). Financial Literacy and Its Impact on Fraud Detection of Indonesia’s Generation Z. Asian Journal of Accounting and Finance. https://doi.org/10.55057/ajafin.2022.4.3.5
Dzombo, G. K., Kilika, J. M., & Maingi, J. (2018). The Mediating Effect of Financial Inclusion on the Relationship between Branchless Banking Strategy and Performance of Commercial Banks in an Emerging market Context: The Case of Kenya. International Journal of Economics and Finance, 10(7), 161. https://doi.org/10.5539/ijef.v10n7p161
Fauzia, I. Y. (2020). Enhancing the Literacy of Shariah Financial Technology for Generation X, Y and Z in Indonesia. Jurnal Minds: Manajemen Ide Dan Inspirasi, 7(2), 65. https://doi.org/10.24252/minds.v7i2.15871
Furadantin, N. R. (2018). Analisis Data Menggunakan Aplikasi Smart.
Ghozali, I. (2016). Konsep, Teknik Dan Aplikasi Menggunakan Program SMARTPLS 3.0. Badan Penerbit Universitas Diponegoro.
Grohmann, A., Klühs, T., & Menkhoff, L. (2018). Does financial literacy improve financial inclusion? Cross country evidence. World Development, 111, 84–96. https://doi.org/10.1016/j.worlddev.2018.06.020
Gunardi, A., Ridwan, M., & Sudarjah, G. M. (2017). The Use of Financial Literacy for Growing Personal Finance. Jurnal Keuangan Dan Perbankan, 21(3). https://doi.org/10.26905/jkdp.v21i3.1489
Gunawan, V., Dewi, V. I., Iskandarsyah, T., & Hasyim, I. (2021). Women’s Financial Literacy: Perceived Financial Knowledge and Its Impact on Money Management. Economics and Finance in Indonesia, 67(1), 63. https://doi.org/10.47291/efi.v67i1.720
Hair Jr, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). Classroom Companion: Business Partial Least Squares Structural Equation Modeling (PLS-SEM) Using R AAWorkbook. http://www.
Herawati, N. T., Candiasa, I. M., Yadnyana, I. K., & Suharsono, N. (2018). Factors That Influence Financial Behavior Among Accounting Students in Bali. International Journal of Business Administration, 9(3), 30. https://doi.org/10.5430/ijba.v9n3p30
Hidayatinnisa, N., Maharani Trivena, S., Nurul Aini, Y., & HerawatyGalih Wicaksono, V. (2021). The Effect of Financial Literacy and Financial Inclusion on Economic Growth in Indonesia. Manajemen Dan Perbankan, 7(2). https://doi.org/10.21070/jbmp.v7vi2.1539
Indriaswari, I., Ketut, G., Ulupui, A., & Warokka, A. (2022). The International Journal of Social Sciences World Financial Knowledge, Financial Attitude, and Locus of Control: Reviewing Their Influence on Financial Management Behavior Using Financial Literacy as Moderation Variable. 4(2), 431–443. https://doi.org/10.5281/zenodo.7652814
Jariwala, H. V. (2015). Analysis of Financial Literacy Level of Retail Individual Investors of Gujarat State and Its Effect on Investment Decision. Journal of Business and Finance Librarianship, 20, 133–158. https://doi.org/10.1080/08963568.2015.977727
Kabupaten Bogor Dalam Angka 2023.
Koomson, I., Villano, R. A., & Hadley, D. (2020). Effect of Financial Inclusion on Poverty and Vulnerability to Poverty: Evidence Using a Multidimensional Measure of Financial Inclusion. Social Indicators Research, 149(2), 613–639. https://doi.org/10.1007/s11205-019-02263-0
Kusuma, M., Narulitasari, D., & Nurohman, Y. A. (2021). Inklusi Keuangan Dan Literasi Keuangan Terhadap Kinerja Dan Keberlanjutan Umkm Di Solo Raya. Jurnal Among Makarti, 14(76), 62.
Lapukeni, A. F. (2015). The impact of financial inclusion on monetary policy effectiveness: the case of Malawi. In Int. J. Monetary Economics and Finance (Vol. 8, Issue 4).
Narimawati, U. (2007). Riset Manajemen Sumber Daya Manusia Aplikasi &. Contoh Perhitunganya. Agung Media.
Nurdiani, N. (2014). Teknik Sampling Snowball Dalam Penelitian Lapangan (Vol. 5, Issue 2).
Okello Candiya Bongomin, G., Munene, J. C., & Yourougou, P. (2020). Examining the role of financial intermediaries in promoting financial literacy and financial inclusion among the poor in developing countries: Lessons from rural Uganda. Cogent Economics and Finance, 8(1). https://doi.org/10.1080/23322039.2020.1761274
Okello Candiya Bongomin, G., Ntayi, J. M., Munene, J. C., & Nabeta, I. N. (2016). Financial Inclusion in Rural Uganda: Testing Interaction Effect of Financial Literacy and Networks. Journal of African Business, 17(1), 106–128. https://doi.org/10.1080/15228916.2016.1117382
Okello Candiya Bongomin, G., Ntayi, J. M., Munene, J. C., & Nkote Nabeta, I. (2016). Social capital: mediator of financial literacy and financial inclusion in rural Uganda. Review of International Business and Strategy, 26(2), 291–312. https://doi.org/10.1108/RIBS-06-2014-0072
P, Hamzah., S, Syaifuddin., R, Rachmat., & S, Hs. (2022). The Effectiveness of Social Media as a Source of Agriculture Information for Farmers. Jurnal Agrisistem: Seri Sosek Dan Penyuluhan, 2, 109–117.
Paramitalaksmi, R., Astuti, W., & Dewi Aviva, H. Asian Journal of Management Entrepreneurship and Social Science Analysis of Factors Influencing the Financial Behavior of Gen Z during the Covid-19 Pandemic. https://ajmesc.com/index.php/ajmesc
Pathak, P., & Nathani, N. (2020). The Effect of Financial Literacy and Attitude on Financial Management Behaviour and Satisfaction.
Prihartono, M. R. D., & Asandimitra, N. (2018). Analysis Factors Influencing Financial Management Behaviour. International Journal of Academic Research in Business and Social Sciences, 8(8). https://doi.org/10.6007/ijarbss/v8-i8/4471
Ratna Pamikatsih, T., Lusia, A., Sri Rahayu, A., Maisara, P., & Farida, A. (2022). The Influencing Factors For Financial Behavior Of Gen Z.
Rizkiawati, N. L., & Asandimitra, N. (2018). Pengaruh Demografi, Financial Knowledge, Financial Attitude, Locus Of Control Dan Financial Self-Efficacy Terhadap Financial Management Behavior Masyarakat Surabaya. Jurnal Ilmu Manajemen, 6, 93–107.
SAL SEOJK 30 - Literasi Keuangan.
Sanistasya, P. A., Rahardjo, K., & Iqbal, M. (2018). Pengaruh Literasi Keuangan dan Inklusi Keuangan Terhadap Kinerja Usaha Kecil di Kalimantan Timur. In Jurnal Economia (Vol. 14, Issue 1). https://journal.uny.ac.id/index.php/economia
Siregar, S. (2016). Statistika Deskriptif untuk Penelitian Dilengkapi Perhitungan Manual dan Aplikasi SPSS Versi 17. PT Raja Grafindo Persada.
Sufyati HS, & Alvi Lestari. (2022). Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Pada Generasi Milenial. Jurnal Multidisiplin Madani, 2(5), 2415–2430. https://doi.org/10.55927/mudima.v2i5.396
Sugiyono. (2013). Metodelogi Penelitian Kuantitatif, Kualitatif Dan R&D. Alfabeta.
Sugiyono. (2014). Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Sugiyono. (2015). Metode Penelitian Kombinasi (Mix Methods). Alfabeta.
Sugiyono. (2016). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Alfabeta.
Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Tristiarto, Y. (n.d.). Analisis Literasi Keuangan dan Inklusi Keuangan Financial Technology Terhadap Personal Finance Usaha Kecil dan Menengah Di Kabupaten Lebak Banten.
Trivani, G., & Soleha, E. (2023). Economic Education Analysis Journal SINTA 3 Accredited The Effect of Financial Literacy, Income and Self Control on Financial Behavior Generation Z (Study on Generation Z Financial Behavior in Bekasi Regency) Article History. Economic Education Analysis Journal, 12(1), 69–79. https://doi.org/10.15294/eeaj.v12i1.67452
Tuffour, J. K., Amoako, A. A., & Amartey, E. O. (2022). Assessing the Effect of Financial Literacy Among Managers on the Performance of Small-Scale Enterprises. Global Business Review, 23(5), 1200–1217. https://doi.org/10.1177/0972150919899753
Utami, N., & Sitanggang, M. L. (2021). Inovbiz The Analysis of Financial Literacy and Its Impact on In-vestment Decisions: A Study on Generation Z in Jakarta. In Inovbiz: Jurnal Inovasi Bisnis (Vol. 9). www.ejournal.polbeng.ac.id/index.php/IBP
W, Abdullah., & J, Hartono. (2015). Partial Least Square (PLS): alternative structural equation modeling (SEM) dalam penelitian bisnis. CV
citation:   Sholihat, Nurunnisa  (2023) Pengaruh Financial Literacy Dan Financial Inclusion Terhadap Personal Finance Pada Generasi Z Di Wilayah Kabupaten Bogor.  Bachelor thesis, Universitas Muhammadiyah Prof.Dr.Hamka.   
document_url: http://repository.uhamka.ac.id/id/eprint/30003/1/FEB_MNJ_1902025131_Nurunnisa%20Sholihat.pdf