Ma’ruf, Filiannur Tasyahida (2022) Pengaruh Operating Costs to Operating Income, Financing to Deposit Ratio, Kecukupan Modal, Non Performing Loan, dan Leverage terhadap Profitabilitas Bank Umum Syariah Periode 2016-2021. Bachelor thesis, Universitas Muhammadiyah Prof. DR. HAMKA.