Ummu Salma AL Azizah, Ummu The effect of size, market risk, operational risk, liquidity risk, and credit risk on profitability in banks in the KBMI 3 and KBMI 4 categories for the 2017-2021. The effect of size, market risk, operational risk, liquidity risk, and credit risk on profitability in banks in the KBMI 3 and KBMI 4 categories for the 2017-2021.