?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aufirst=Ummu&rft.au=Ummu+Salma+AL+Azizah%2C+Ummu&rft.aulast=Ummu+Salma+AL+Azizah&rft.atitle=Exploration+of+Sharia+Bank+Services+in+Muhammadiyah%E2%80%99s+Higher+Education+Students&rft.title=Exploration+of+Sharia+Bank+Services+in+Muhammadiyah%E2%80%99s+Higher+Education+Students&rft.genre=article