%D 2013 %L repository25305 %I Universitas Muhammadiyah Jakarta %T PENGARUH RASIO CAPITAL ADEQUACY RATIO (CAR), BEBAN OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO), DAN NON PERFORMING FINANCING (NPF) TERHADAP RETURN ON ASSET (ROA) BANK UMUM SYARIAH %A Sumardi Sumardi