Sumardi, Sumardi (2013) PENGARUH RASIO CAPITAL ADEQUACY RATIO (CAR), BEBAN OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO), DAN NON PERFORMING FINANCING (NPF) TERHADAP RETURN ON ASSET (ROA) BANK UMUM SYARIAH. Masters thesis, Universitas Muhammadiyah Jakarta.